Employer credit and background checks

A fraudulent SSN may be indicative of identity theft , insufficient citizenship , or concealment of a "past life". Background screening firms usually perform a Social Security trace to determine where the applicant or employee has lived. The hiring of undocumented workers has become an increasing issue for American businesses since the formation of the Department of Homeland Security and its Immigration and Customs Enforcement ICE division, as immigration raids have forced employers to consider including legal working status as part of their background screening process.

With increased concern for right-to-work issues, many outsourcing companies are sprouting in the marketplace to help automate and store Form I-9 documentation. Credit checks are done to applicants who are applying to positions who deal with financial records or deal with a lot of money.

Pre-employment credit reports do not include a credit score.

What are your rights when it comes to an employer credit check?

A pre-employment credit report will show up on an individuals credit report as a "soft inquiry" and do not affect the individual's credit score. Drug tests and credit checks for employment are highly controversial practices.

Getting started with background checks

According to the Privacy Rights Clearinghouse, a project of the Utility Consumers' Action Network UCAN : "While some people are not concerned about background investigations, others are uncomfortable with the idea of investigators poking around in their personal histories. In-depth checks could unearth information that is irrelevant, taken out of context, or just plain wrong. A further concern is that the report might include information that is illegal to use for hiring purposes or which comes from questionable sources.


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In May , allegedly improper post-hire checks conducted by Northwest Airlines were the subject of a civil lawsuit between Northwest and 10, of their mechanics. In New Zealand , criminal checks have been affected by the Criminal Records Clean Slate Act , which allows individuals to legally conceal "less serious" convictions from their records provided they had been conviction-free for at least seven years.

What Is Included in an Employment Credit Check

In Michigan , the system of criminal checks has been criticized in a recent case where a shooting suspect was able to pass an FBI check to purchase a shotgun although he had failed the check for a state handgun permit. According to the spokesman of the local police department,.

The Brady Campaign to Prevent Gun Violence has criticized the federal policy, which denies constitutional rights based on a criminal check only if the subject has been accused of a crime. From Wikipedia, the free encyclopedia. This article has multiple issues.

Please help improve it or discuss these issues on the talk page. Learn how and when to remove these template messages. This article's lead section does not adequately summarize key points of its contents. Please consider expanding the lead to provide an accessible overview of all important aspects of the article. Please discuss this issue on the article's talk page.

Pre-Employment Credit Checks Can Cost You a Job

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Credit check Criminal record check Employment discrimination Identity resolution Negligence in employment Psychological evaluation Security clearance Universal background check , a U. Archived PDF from the original on Retrieved Archived from the original on October 14, Archived from the original on 28 August Retrieved 23 August Dental Abstracts. September The Mayer Brown Practices. The Guardian. Archived from the original on March 6, Retrieved May 13, Archived from the original PDF on Talking to the references can be incredibly insightful even if you have no basis to suspect the candidate is making some questionable statements.

It gives you an astute understanding of who the candidate is, beyond what they tell you themselves throughout the selection process. Contact number check is a small step but essential for some roles nevertheless. We conduct the following:. While not a priority for most companies, in the specific case of Indonesia an invalid phone number can be an indication of financial problems. Borrowing money is ingrained to the culture, and switching phone numbers can be a, albeit not very effective, way to run away from the loan collectors.

Most candidates will probably attach it to the printed CV they bring along for the interview. We can validate that the ID is real by contacting the civil registry office to confirm the legitimacy of provided identification documents. It might happen more often when entering into transactions with smaller businesses. While uncommon, providing a false document is not a promising sign. If the job requires traveling you may also want to make sure the candidate has a valid passport. This article was a summary of different background checks we can conduct in Indonesia.

Emerging markets such as Indonesia provide great business opportunities, but they also come with their own, sometimes unique, risks. Background checks are a cost-effective way to mitigate some of them. Fill in the form below, let us know what kind of information you are looking for, and our consultants will get back to you with a plan. Get in touch with Emerhub by filling in the form below to discuss how we can help your business thrive in Indonesia.

Jakarta E-mail: indonesia emerhub. Satrio Kav. C4 — Kuningan. Jakarta Selatan, Indonesia. Bali E-mail: bali emerhub. Ho Chi Minh City E-mail: vietnam emerhub. Manila E-mail: philippines emerhub. Skip to primary navigation Skip to main content Skip to primary sidebar Skip to footer.

Everything you need to know about pre-employment background checks

False claims about GPAs, finished courses, majors, etc. For specific information on employment background reports, see:. The FTC works to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to businesses to help them comply with the law. Skip top navigation Skip to content. Background Checks What Employers Need to Know A joint publication of the Equal Employment Opportunity Commission and the Federal Trade Commission When making personnel decisions - including hiring, retention, promotion, and reassignment - employers sometimes want to consider the backgrounds of applicants and employees.

FTC If you get background information for example, a credit or criminal background report from a company in the business of compiling background information , there are additional procedures the FCRA requires beforehand: Tell the applicant or employee you might use the information for decisions about his or her employment. This notice must be in writing and in a stand-alone format. The notice can't be in an employment application. You can include some minor additional information in the notice like a brief description of the nature of consumer reports , but only if it doesn't confuse or detract from the notice.

If you are asking a company to provide an "investigative report" - a report based on personal interviews concerning a person's character, general reputation, personal characteristics, and lifestyle - you must also tell the applicant or employee of his or her right to a description of the nature and scope of the investigation.


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Get the applicant's or employee's written permission to do the background check. This can be part of the document you use to notify the person that you will get the report. If you want the authorization to allow you to get background reports throughout the person's employment, make sure you say so clearly and conspicuously. Certify to the company from which you are getting the report that you: notified the applicant and got their permission to get a background report; complied with all of the FCRA requirements; and won't discriminate against the applicant or employee, or otherwise misuse the information in violation of federal or state equal opportunity laws or regulations.

Using Background Information EEOC Any background information you receive from any source must not be used to discriminate in violation of federal law. This means that you should: Apply the same standards to everyone, regardless of their race, national origin, color, sex, religion, disability, genetic information including family medical history , or age 40 or older.

For example, if you don't reject applicants of one ethnicity with certain financial histories or criminal records, you can't reject applicants of other ethnicities because they have the same or similar financial histories or criminal records. Take special care when basing employment decisions on background problems that may be more common among people of a certain race, color, national origin, sex, or religion; among people who have a disability; or among people age 40 or older.

For example, employers should not use a policy or practice that excludes people with certain criminal records if the policy or practice significantly disadvantages individuals of a particular race, national origin, or another protected characteristic, and does not accurately predict who will be a responsible, reliable, or safe employee.

In legal terms, the policy or practice has a "disparate impact" and is not "job related and consistent with business necessity.